Restricted merchant categories
The NT Seniors Recognition Scheme prepaid card looks and operates like a regular Visa card.
It can be used at most businesses that accept Visa or EFTPOS. The card is also accepted online. It is not an ATM card and won’t release your payment for cash or credit.
All business EFTPOS machines are registered under a merchant category code that describes the type of services being provided by the business.
The prepaid card works by restricting use of the card to businesses registered under relevant merchant category codes. Some businesses are restricted from accepting the card.
Businesses that mainly sell restricted goods are automatically blocked. Any attempted transaction with the prepaid card will be declined and result in a $0.55 transaction fee.
The table below lists the restricted merchant category codes.
| Merchant category | Restricted merchant description |
|---|---|
| 4829 | Wires, money orders |
| 5813 | Drinking places |
| 5921 | Packaging stores beer, wine and liquor |
| 5960 | Direct marketing - insurance services |
| 5962 | Direct marketing - travel |
| 5963 | Door-to-door sales |
| 5964 | Direct marketing - catalogue merchant |
| 5965 | Direct marketing - combination catalogue and retail merchant |
| 5966 | Direct marketing - outbound telemarketing |
| 5967 | Direct marketing - inbound telemarketing |
| 5968 | Direct marketing - subscription |
| 5969 | Direct marketing - other |
| 6010 | Financial institutions - manual cash disbursements |
| 6011 | Financial institutions - automated cash disbursements |
| 6012 | Financial institutions - merchandise and services |
| 6051 | Non-financial institutions - foreign currency, money orders (not wire transfer) and travellers cheques |
| 6211 | Security brokers/dealers |
| 6529 | Remote stored value load - member financial institution |
| 6530 | Merchant-remote stored value load |
| 6532 | Payment service provider - merchant financial institution |
| 6533 | Payment service provider - merchant-payment transaction |
| 6534 | Money transfer - member financial institution |
| 6525 | Value purchase - member financial institution |
| 7273 | Dating/escort services |
| 7995 | Betting (including lottery tickets, casino gaming chips, off-track |
| 8651 | Political organisations |
| 9223 | Bail and bond payments |
| 9405 | US federal government agencies or departments |
| 9950 | Intra-company purchases |
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