Low-deposit home loans
The aim of HomeBuild Access is to help increase the supply of new and affordable homes in the Northern Territory (NT).
HomeBuild Access gives you an opportunity to access low deposit home loan options for:
- new-built homes, or
- for you to buy vacant land and build your own home.
There are limits to the purchase price for properties you can purchase using HomeBuild Access.
For properties with up to 2 bedrooms the maximum purchase price is $475,000.
For properties with 3 or more bedrooms the maximum purchase price is $550,000.
Where to find more information
You can read more about HomeBuild Access in the fact sheets below:
Is HomeBuild Access for you PDF (190.6 KB)
Is HomeBuild Access for you DOCX (320.6 KB)
Apply for a HomeBuild Access subsidised interest rate loan PDF (201.6 KB)
Apply for a HomeBuild Access subsidised interest rate loan DOCX (315.6 KB)
Application checklist for subsidised interest rate loan PDF (161.0 KB)
Application checklist for subsidised interest rate loan DOCX (322.1 KB)
HomeBuild Access off the plan deposit loan PDF (183.2 KB)
HomeBuild Access off the plan deposit loan DOCX (313.4 KB)
Occupancy requirements PDF (147.8 KB)
Occupancy requirements DOCX (313.4 KB)
Credit guide PDF (201.9 KB)
Credit guide DOCX (169.2 KB)
Common words PDF (194.6 KB)
Common words DOCX (316.0 KB)
Comparison rate schedule PDF (42.4 KB)
Comparison rate schedule XLS (189.5 KB)
Contact
For more information call 08 8943 3309 or contact a home loan advisor by going to the People's Choice website.
Disclosure
HomeBuild Access is managed by People's Choice on behalf of the NT Government.
People's Choice Credit Union ("People's Choice"), a trading name of Heritage and People's Choice Ltd ABN 11 087 651 125, acts under its own Australian Financial Services Licence 244310 and Australian Credit Licence 244310. People's Choice acts as an agent for the Chief Executive Officer (Housing) under a mortgage management contract.