HomeBuild Access

The aim of HomeBuild Access is to help increase the supply of new and affordable homes in the Northern Territory (NT).

HomeBuild Access gives you an opportunity to access low deposit home loan options for:

  • new-built homes if construction started after 1 January 2013
  • or for you to buy vacant land and build your own home.

There are limits to the purchase price for properties you can purchase using HomeBuild Access.

For properties with up to two bedrooms the maximum purchase price is $475,000.

For properties with three or more bedrooms the maximum purchase price is $550,000.

Where to find more information

You can read more about HomeBuild Access in the fact sheets below:

Is HomeBuild Access for you (203.9 kb)

Apply for a HomeBuild Access subsidised interest rate loan (251.8 kb)

Application checklist for subsidised interest rate loan (181.2 kb)

HomeBuild Access off the plan deposit loan (146.1 kb)

Construction requirements (308.8 kb)

Occupancy requirements (190.5 kb)

Buying your new home (203.7 kb)

Building your new home (207.4 kb)

Credit guide (283.1 kb)

Home owner responsibilities (195.1 kb)

Common words (233.6 kb)

Comparison rate schedule (78.1 kb)


For more information call 08 8943 3319 or contact a home loan advisor by going to the People's Choice Credit Union website.


HomeBuild Access is managed by People's Choice Credit Union on behalf of the NT Government.

Peoples Choice Credit Union, a trading name of Australian Central Credit Union Limited ABN 11 087 651 125 ("People's Choice"), acts under its own Australian Financial services License (AFSL 244310) and Australian Credit Licence (ACL 244310). People's Choice acts as an agent for the Chief Executive Office (Housing) under a Mortgage Management Agreement.

Last updated: 26 March 2019


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