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Buying or building a new home - HomeGrown Territory

The HomeGrown Territory Grant offers $50,000 for first-home buyers to put towards building or buying their first home.

You can also use it for a new transportable home, as long as it's permanently fixed and legally approved to be lived in.

This grant replaces the $10,000 First Home Owner Grant.

The grant is available for:

  • owner-builders
  • off-the-plan purchases.

There is no cap on the build or purchase price.

Read information to help you build or renovate a residential property in the NT.

Eligibility

To be eligible, you must:

  • be a first-home buyer (not have owned a home before anywhere else in Australia)
  • sign a contract to buy or build a home in the Territory between 1 October 2024 and 30 September 2025
    • it must not replace other contracts signed before 1 October 2024
    • the home must have never been previously lived in or sold as a place of residence
  • be a person and not a company or trustee
  • have at least one person over the age of 18
  • ensure one applicant is an Australian citizen or permanent resident
  • live in the home for at least 12 months after taking possession of the property (name is on the title) or once construction of the home is complete.

All owners of the home must meet the eligibility requirements.

The HomeGrown Territory Grant can't be used in conjunction with the FreshStart New Home Grant.

When is the grant paid

If applying through your financial institution, the grant will be paid to your lender once your eligibility is confirmed.

If applying through the Territory Revenue Office, the grant will be paid:

  • after settlement when purchasing a property, or
  • after the foundation is laid when building.

For owner-builders, the grant will be paid once the certificate of occupancy is issued.

Can you use the grant towards your deposit?

Yes, you can ask your financial institution to release the grant early to help with your deposit.

This is still subject to the standard financial approval processes.

How to apply

Applications are now open.

You can apply through your financial institution or directly with the Territory Revenue Office.

Financial institution

Contact your financial institution, they are familiar with the process and will assist you with your application.

Territory Revenue Office

You can also lodge an application directly with the Territory Revenue Office.

Read the guideline and fill in the application form:

Email application to ntrevenue@nt.gov.au.

Contact

For queries or more information contact the Territory Revenue Office by phone 1300 305 353 or email ntrevenue@nt.gov.au.