How to buy your remote public housing home
You can apply to buy your remote public housing home if you rent a public house in any of the following areas:
This is called the Remote Home Ownership Program.
Once you own your house it is yours and it can be passed onto your family.
You can also fix up or make improvements to the house yourself.
If you live in an urban area
Read how to buy your public housing home if you live in an urban area.
Who can apply
To apply you must:
- be living in the house you want to buy
- have signed a tenancy agreement
- have two or more years of good rent payments
- have a good record of looking after your home.
The government will check all of these things before approving your application.
Listen about home ownership
Listen to the story about 'My House, My Home, My Country'.
How to apply
To apply to buy your remote public housing home follow these steps.
Step 1. Contact a case manager at the program
You can either:
- ask your local housing office to help you make contact
- or call them on (08) 8999 8896.
Case manager can give you information about the process and what to do for each to step.
Step 2. Fill in the form
You must fill in the remote home ownership expression of interest form.
Call (08) 8999 8896 if you need help to fill in the form.
Step 3. Find out if you are eligible
The government will check that you meet all the Remote Home Ownership requirements before they approve your application.
Step 4. Learn about home ownership
The government will organise training to help you understand the responsibilities of buying your home.
This training is called IHOME.
You will learn about all of the following:
- paying your loan every month
- repairs and maintenance of your property
- insuring your home
- paying council rates.
Step 5. Get finance to buy your house
You can apply to Indigenous Business Australia for a loan. If they approve your application they will lend you the money to buy your home.
Step 6. Find out the value of your house
An independent valuer will assess your home to find out how much you will need to pay to buy your house.
For most houses the price will be between $80,000 and $150,000.
Step 7. Decide whether to buy
You must tell the government if you still want to buy your home.
If you change your mind about buying your home, you can always try again another time.
When you have bought your home
You can also apply for a grant to fix up or improve your home.
Once the grant money is spent, you are responsible for all repairs and maintenance.
As a home owner you will have to pay your own rates, electricity and water charges.
Contacts and more information
For more information about buying your home phone Remote Home Ownership Program on (08) 8999 8896 or email firstname.lastname@example.org.
You can also contact your regional remote housing office.
If you need help to understand anything, call the Aboriginal Interpreter Service on 1800 334 944.
For more information you can also read the following fact sheets:
Last updated: 27 June 2017