Compulsory third-party insurance
You must not drive or allow your vehicle to be driven unless it is covered by the appropriate third-party insurance.
Third-party insurance insures you for any medical costs relating to a crash in your vehicle.
You must pay your third-party insurance as part of your vehicle registration fee.
It is your responsibility to ensure that the appropriate class of third party-insurance is paid for your vehicle.
Classes of third-party insurance
| Class | Vehicle type and use |
|---|---|
| A | Vehicle under 4.5 tonnes gross vehicle mass, used exclusively for private purposes |
| B | Vehicle designed to carry good exceeding 4.5 tonnes gross vehicle mass |
| C | Commercial passenger vehicle - eg: taxi, minibus, motor Omnibus or tourist vehicle |
| D | Motorcycle |
| E | Self-drive hire car, goods truck or bus |
| F | Trailer |
| G | Miscellaneous - eg: tow truck, club registered vehicle, pastoral permit |
| H | Traders plate |
| J | Visiting vehicle |
| K | Temporary licences |
| L | Vehicles registered under the interstate Road Transport Act |
Last updated: 16 March 2015
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